(1) An individual or a family member shall not be eligible for initial or continued coverage under an uninsured access coverage policy or contract if he or she: (a) Is eligible as an employee or dependent for group insurance coverage sponsored or maintained by an employer; (b) Is covered by any other type of hospital, surgical, or medical expense-incurred policy or health maintenance organization contract; or (c) Exceeds the income eligibility standards of the uninsured access coverage policy or contract at any time or at any annual renewal.
(2) An uninsured access coverage policy or contract may require evidence of insurability but shall not use underwriting guidelines that are more strict than those normally used by the insurer for its regular individual health insurance contracts.
